Find Your Dream Home

Welcome to PenderWhite Properties Inc, Your South Florida Broker

Whether you need to seek out the ultimate dream home or market your properties unique features to stand out above the crowd here in the Treasure Coast in South Florida, PenderWhite Properties, Inc., has the real estate experience and unique background to get the job done expertly, professionally and efficiently. This South Florida market calls for a team with a broad-based skill set and the know how to get it done right the first time. Because the truth of the market is – Real Estate isn’t Black and White…it’s PenderWhite!

Featured Properties

Committed to Customer Service

We are that friendly and knowledgeable voice to help you through the highs and lows of purchasing and selling real estate.

Local Experts

We have intimate knowledge of Martin, St. Lucie, Palm Beach and Broward counties. Utilize our experience and knowledge to find the perfect home!

Timely communication

Courtesy & timely communication are fundamental to our service. We know time is of the essence in real estate transactions. From getting offers presented to communicating crucial updates, you can be sure we will be on time, all the time.

Support

We are here to support you in all of your life's changes... from increasing your living space for a growing family to decreasing your living space for retirement.

6 Tips for Buying a Home in South Florida

  • Buy to stay here in South Florida

If you can’t see yourself staying here in South Florida for at least three years, now might not be your time to own a home. The costs involved in buying and selling add up fast; you may lose money in the transaction if you sell before then—even in an up market.

  • Check your credit—and shore it up

Most buyers will need a mortgage. To get the best interest rate (or financing!) possible, you want your credit to be as strong as possible. Get a copy of your credit report and check it for accuracy, as errors are not uncommon. Removing errors can take 2 to 3 months.

  • Fall in love with what you can afford

Setting your budget is complex, though the rule of thumb is two and one half times your annual salary. Calculators such as this one on Zillow are common on the web and can give you a ballpark figure. For a more accurate number, get pre-approved by a lender.

  • Know your South Florida mortgage options

Typically, Treasure Coast lenders want to see a 20% down payment. If you cannot afford this, you are not out of options: various agencies like Fannie Mae, Freddie Mac, the Federal Housing Administration, and the Department of Veterans Affairs offer as low as 3% up front.

  • Look for great South Florida schools

Even if you don’t have children, look for an area with good schools. This criteria is often very important to buyers, so when you go to sell, your property value will be higher and your home more desirable.

  • Use a professional in the South Florida

Online resources are growing in number for do-it-yourself buyers. However, most new buyers (as well as more experienced buyers) are better off with a professional agent familiar with the Treasure Coast in South Florida. An agent can focus on your needs and your interests with an informed ear and help you strategize throughout bidding.

6 Tips for Selling a Home in South Florida

  • Work with your South Florida listing agent

Your listing agent will deliver the lowdown on what homes are going for in your area and how best to present and list your home. They will work with you on a listing term and plan.

  • Get your home ready for sale

Cleaning, de-cluttering, and improving the curb appeal of your home all lay the foundation for getting noticed here in the Treasure Coast in South Florida. Next, look into getting a professional to stage your home, or ask your South Florida listing agent for help getting your space looking sale-ready. Here’s Zillow’s top ten tips on showing. Take care of repairs prior to selling your place that might make your home less attractive to buyers.

  • Name your price

Figure out how much your home is really worth. A major mistake on sellers’ part is to overprice their home, so work with your agent to get a realistic selling price. Compare your price with what other homes in the Treasure Coast have gone for in the recent past.

  • Market your home

Work with your agent to pick big ticket sales points to advertise, then look into what Treasure Coast venues you want to advertise on. Today, most sales need an online presence. This approach will be multi-faceted with your home on many search engines for maximum exposure.

  • Show to South Florida buyers

Strategize on using a lock-box versus scheduling appointments. Decide how you want to conduct an open house and how much this will help sell your property, compared to individual attention. Don’t be shy about asking buyers for feedback to adjust your listing to fit buyers’ expectations, within reason.

  • Prepare for the home inspector

Read our article on getting ready for a home inspection